{"id":417,"date":"2025-11-17T20:05:49","date_gmt":"2025-11-17T20:05:49","guid":{"rendered":"https:\/\/coderseditor.com\/itjobs\/?post_type=job_listing&#038;p=417"},"modified":"2025-11-17T20:05:51","modified_gmt":"2025-11-17T20:05:51","slug":"data-scientist-risk-analysis","status":"publish","type":"job_listing","link":"https:\/\/coderseditor.com\/itjobs\/job\/data-scientist-risk-analysis\/","title":{"rendered":"Data Scientist &#8211; Risk Analysis"},"content":{"rendered":"<div class=\"job__description body\">\n<div>\n<p><strong>We\u2019re Capital on Tap \ud83d\udc4b<br \/>\n<\/strong>\ud83d\udcb3 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card &amp; spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.<\/p>\n<p><strong>Why Join Us?<br \/>\n<\/strong>We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.<\/p>\n<\/div>\n<div>\n<p>\ud83c\udfe1\ud83c\udfe2This is a Hybrid role, the Risk team work from our London (Shoreditch) Offices 3 days per week.<\/p>\n<p><strong>What You\u2019ll Be Doing<\/strong><strong><br \/>\n<\/strong>We\u2019re looking for a Risk Analyst to join our risk analytics team. You will work across Fraud, Fincrime, Collections and Disputes using data and analytics to innovate and optimise our risk based decision making for the purpose of minimising credit losses and maximising regulatory compliance. Playing \u00a0a central role in our risk analytics team, responsibilities of your role will include:<\/p>\n<ul>\n<li>Owning, monitoring and continually optimising our fraud detection rules<\/li>\n<li>Applying advanced analytics to maximise the efficiency and effectiveness of our Financial Crime detection processes<\/li>\n<li>Maximising the performance of our collections function through scoring and segmentation to optimise our approach at a customer level<\/li>\n<li>Working with external vendors to continually evaluate innovative or alternative products and tools<\/li>\n<li>Proactively championing best use of AI to accelerate delivery of analytical output and as an integral part of our business solutions<\/li>\n<\/ul>\n<p>Your role will involve presentation to and active collaboration with a wide group of business stakeholders including Operations, Credit, Senior Management and external business partners.<\/p>\n<p><strong>We\u2019re Looking For \ud83d\udd0e<\/strong><\/p>\n<ul>\n<li>At least three years of risk analysis experience ideally including credit cards, fraud, collections or fincrime<\/li>\n<li>Highly analytical and comfortable conducting complex analysis using SQL and Python<\/li>\n<li>Exceptional detail orientated, problem solving skills and the \u2018can do\u2019 attitude to thrive in a fast paced, high growth environment<\/li>\n<li>Excellent collaboration skills and a natural team player<\/li>\n<li>Strong verbal communication skills including the ability to clearly explain complex concepts to other analysts, business stakeholders and senior leadership<br \/>\n2.1 or above at degree level, preferably in Economics or STEM subject<\/li>\n<\/ul>\n<p><strong>Diversity &amp; Inclusion<\/strong> \ud83c\udf08<br \/>\nWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.<\/p>\n<p><strong>Great Work Deserves Great Perks<\/strong><strong><br \/>\n<\/strong>We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:<br \/>\n\ud83c\udfe5 Private Healthcare including dental and opticians services through Vitality<br \/>\n\u2708\ufe0f Worldwide travel insurance through Vitality<br \/>\n\ud83c\udf81 Anniversary Rewards (\u00a3250, \u00a3500, \u00a3750, 4-week fully paid sabbatical)<br \/>\n\ud83d\udc5b Salary Sacrifice Pension Scheme up to 7% match<br \/>\n\ud83c\udfd6\ufe0f 28 days holiday (plus bank holidays)<br \/>\n\ud83d\udcd6 Annual Learning and Wellbeing Budget<br \/>\n\ud83d\udc6a Enhanced Parental Leave<br \/>\n\ud83d\udeb2 Cycle to Work Scheme<br \/>\n\ud83d\ude82 Season Ticket Loan<br \/>\n\ud83d\udcac 6 free therapy sessions per year<br \/>\n\ud83d\udc36 Dog Friendly Offices<br \/>\n\ud83c\udf6b Free drinks and snacks in our offices<\/p>\n<p>Check out more of our benefits, values and mission<a href=\"https:\/\/www.capitalontap.com\/en\/company\/careers\/\"> here<\/a>.<\/p>\n<p><strong>Interview Process \ud83e\udd1d<\/strong><\/p>\n<ul>\n<li>First stage: 30 minute intro and values call with Talent Partner (Video call)<\/li>\n<li>Second stage (in person):\n<ul>\n<li>45min technical assessment<\/li>\n<li>45min competency based interview<\/li>\n<\/ul>\n<\/li>\n<li>Final stage: 30 minute executive interview<\/li>\n<\/ul>\n<\/div>\n<div>\n<p><strong>Other Info<br \/>\n<\/strong>\ud83d\udc4dCheck out our\u00a0<a href=\"https:\/\/www.capitalontap.com\/en\/blog\/posts\/acing-your-interviews-with-capital-on-tap\/\">\u2018Top Tips\u2019 for interviewing.<\/a><br \/>\n\u2714\ufe0fKeep updated on new job opportunities by following us on <a href=\"https:\/\/www.linkedin.com\/company\/capital-on-tap\">Linkedin<\/a>.<br \/>\n\ud83d\udce7Email <a href=\"mailto:careers@capitalontap.com\">careers@capitalontap.com<\/a> if you have any questions.<\/p>\n<p><strong>Excited to work here? Apply!<br \/>\n<\/strong>If you\u2019d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)<\/p>\n<\/div>\n<\/div>\n","protected":false},"author":1,"featured_media":0,"template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_promoted":"","_job_location":"London, United Kingdom","_application":"https:\/\/job-boards.greenhouse.io\/capitalontap\/jobs\/8023316002","_company_name":"Capital on Tap","_company_website":"","_company_tagline":"","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job-types":[38],"class_list":{"0":"post-417","1":"job_listing","2":"type-job_listing","3":"status-publish","6":"job-type-experienced"},"acf":[],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/job-listings\/417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/users\/1"}],"wp:attachment":[{"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/media?parent=417"}],"wp:term":[{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/coderseditor.com\/itjobs\/wp-json\/wp\/v2\/job-types?post=417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}